AI Crypto Compliance Agent
Jurisdictional compliance for on-chain transactions and smart contracts. FATF Travel Rule, sanctions screening, and contract risk in one API.
AKRUM’s AI Crypto Compliance Agent is one of five prebuilt guardrails. Turn it on to screen crypto transactions against sanctions and Travel Rule thresholds on every agent action, with no rules to write. AI may assist with interpretation and orchestration, but the deterministic policy engine owns every ALLOW, DENY, or CHALLENGE decision.
Overview
What this AI Agent does
Screens every crypto transaction, address, or smart contract against FATF Travel Rule thresholds, MiCA/TFR, FinCEN rules, and live OFAC, EU, and UK sanctions lists, then returns an ALLOW, DENY, or CHALLENGE decision. The deterministic engine owns the verdict, not an AI model.
Allow a clean transfer; challenge when a Travel-Rule or MiCA obligation applies (with the exact filing or verification required); deny on a sanctions hit or a hard-threshold breach. Every decision names the framework and article that triggered it. Screened against public OFAC/EU/UK data, no paid vendor required.
Enforced inline through the Guardrails SDK: allow proceeds, deny blocks the transaction, challenge surfaces the required action, and every decision is signed with post-quantum ML-DSA and written to a tamper-evident log.
How it works
A four-step guardrail flow
Send the transaction
Your agent or app sends the transaction context (amount, chain, jurisdictions, counterparty type, address) to the guardrail.
Screen against rules & lists
The deterministic engine applies FATF, MiCA, and FinCEN thresholds and screens the address against live OFAC, EU, and UK sanctions lists. The AI never makes the decision.
Return a decision
ALLOW, DENY, or CHALLENGE, with the framework and article, and any sanctions match, that triggered it.
Enforce inline
Allow proceeds, deny blocks the transaction, challenge surfaces the required filing or verification, and the signed decision is logged, tamper-evident.
Sandbox
Try it live
Simulate compliance evaluation across jurisdictions, chains, and counterparty types.
{ "verdict": "allow", "regulations_triggered": [ { "framework": "FATF Travel Rule", "article": "Recommendation 16", "severity": "info", "action_required": "Exchange originator and beneficiary information between VASPs.", "jurisdiction": "EU" } ], "on_chain_risk_score": 15, "sanctions_screening": "clear", "evaluated_at": "2025-05-25T12:00:00.000Z" }
Simulated response: no real inference is performed.
Data sources
Grounded in public regulatory frameworks
- Live: US Treasury OFAC SDN list, ingested and refreshed daily, screened per request
- Live: EU consolidated financial sanctions list, ingested and refreshed daily
- Live: Etherscan public data (Ethereum, Polygon) for contract verification and address age, no clustering or mixer tracing
- Encoded frameworks: FATF Recommendation 16 (Travel Rule), EU MiCA, US FinCEN thresholds
- Planned, not yet connected: UK OFSI consolidated list (pending a stable published URL), Bitcoin/Tron explorer coverage, and paid chain-analytics attribution
All sources are public and updated as guidance evolves.
Smart contracts
Contract address checks
When evaluation_type is set to smart_contract, the agent screens the contract address against the live sanctions lists and reports its public verification status and age. It does not perform static vulnerability analysis, and says so in the response.
What the contract check returns
Public explorer data plus sanctions screening, limitations included in every response
Built for crypto & blockchain
Protect the keys, wallets, and assets your business runs on.
In crypto, a key compromise is final. There are no chargebacks, and stored key material is a prime “harvest now, decrypt later” target. The Crypto Compliance Agent screens transactions and addresses against FATF, MiCA, and OFAC obligations and flags risky smart contracts before you transact.
Data it protects
- Wallet backups
- Custody records
- Smart-contract files
- Treasury documents
- Seed-phrase archives
- Investor materials
Compliance alignment
Managing keys at scale? The Blockchain Key Manager agent automates key generation, rotation, and retirement.
Which frameworks does this agent check?
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FATF Travel Rule, MiCA, and OFAC sanctions screening, alongside common AML and KYT signals. Rules are grounded in publicly published regulatory text, so verdicts cite the specific clause or sanctions list that triggered each finding.
Can it assess smart-contract risk in the same API call?
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Yes. The same evaluate call can score counterparty contract risk, flagged deployers, mixers, known exploit patterns, alongside the transaction-level Travel Rule and OFAC checks, so you get one structured verdict per request.
How quickly can I ship compliance checks with this agent?
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Most teams ship in a day. You POST encrypted transaction metadata to /v1/agents/crypto-compliance/evaluate, get back a structured JSON verdict with per-rule status and remediation, and wire that into your existing compliance or transaction-blocking flow.
Does screening happen without exposing the underlying transaction data?
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Yes. The agent operates on encryption metadata and the screening attributes you choose to send, addresses, amounts, jurisdictions, not the underlying transaction body. Sensitive payload data stays encrypted under keys you control.
Is there a free sandbox to evaluate it?
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Yes. The interactive sandbox lets you submit synthetic transactions and see FATF, MiCA, and OFAC verdicts live. Validate the response shape and rule coverage before requesting a production API key or wiring it into transaction authorization.
Ready to integrate?
Get an API key and start calling AI Crypto Compliance Agent in minutes.